Dental Financing

Frequently Asked Questions About Dental Financing

If I need a dental procedure but I don't have the cash to cover the procedure, are there dental financing options available?

Yes, we actually work with several different dental financing companies that provide quick, easy, and flexible payment options for our patients. These companies are high tech, allowing you to create an online account to track your payments and even pay off your balance early if you choose.
Will I have to pay for my dental procedure up front?

Both yes and no. If you're paying cash, we encourage you to pay up front and even offer a prepaid discount. However, with dental financing, we try to work out all the details for you ahead of time to ensure you're comfortable with your payment plan.
What dental financing options are available through the Bradley Dental Center and how do they work?

We partner with several companies that all function similarly. We assess your needs and submit the fees to the financing company. You can choose to put no money down, some money down, or a lot down. You can also choose to break the payments up over a few months or even up to five or six years.
Does dental financing require a credit check?

Yes, most companies do require a credit check. However, most perform a soft credit check, which does not impact your credit score.
Does dental insurance typically cover the cost of most dental procedures?

No, insurance often only covers up to 50-80% of a procedure's cost and usually has a maximum amount it will cover per year. We work with your insurance company to understand what they'll cover before you come in for your appointment, so we can help you maximize your benefits.
How can I find out if my dental insurance covers the procedure that I need?

We handle that for you. We'll contact your insurance company to determine what your policy covers.
If my insurance will only cover a portion of the dental work I need, can I use financing to cover the rest?

Absolutely. Many people use insurance to cover part of the cost and then use dental financing for the rest.
Can the Bradley Dental Center help me find financing to help cover the dental work that I need?

Yes, we've done all the homework for you. We work with the very best dental financing companies in the industry and can help you secure the financing you need.
How can I get started with dental financing?

Simply give us a call at 423-473-7500 and schedule an exam or a consultation. We'll review your treatment needs and from there can help you secure the appropriate financing.